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A quick reference guide for people looking to own their very first private property. Following assumptions are made Your loan approval is 75% of the condo price. There are many ways to achieve that even if it’s not your first property. Bank Loan at 3.5%. The ‘stress test’ rate which the banks will use to […]

Introduction In the world of real estate investing, there are dozens of ways to determine what is the fair value of a property. But to keep it short, here’s a list and a brief description of the methods I use for my clients Comparable Sales Approach – The approach most Singaporeans like to use because

For many young Singaporeans, the budget for their first property would be around SGD 800K. With a 75% bank loan and using an automatic calculation of 25%, it’s easy to assume that 200K is all you need to secure your first property costing one million or under. After all, 25% of 800,000 SGD will give

Your home is probably one of the biggest investment you will ever have to face in your life. You may not know or may not want to know much about blue-chip stocks, the bull and bear market, dividends, yield and leverages but you know that a home is a physical item (or property) where every